We can offer you arrears support no matter where you are in the UK. Our experts can provide professional help and advice and you will not receive a better service.
We provide loan arrears management to help you through the process of getting a loan despite having arrears.
We also provide mortgage arrears help, as we are specialist mortgage brokers who work specifically with those who have bad credit and arrears.
If you're in need of arrears support our team have worked with a number of people to help get loans despite arrearage. As specialists we have years of experience when it comes to working with people who have arrearage. We understand that when in-arrears it can be very difficult to find someone to help you. Our specialists carry out arrears support all across the UK. One of the hardest things to do when in-arrears is get a mortgage. As a specialist mortgage broker, we are able to help you through this process. Our arrears support managers can look closesly at your individual circumstances and help you and a lender come to a good agreement.
To learn more about arrears support, please fill in our enquiry form which is provided on the right hand side of this page. As soon as we receive your enquiry we will get back to you with professional advice and details on what lenders can help you. We aim to make certain our clients are relieved from stress, which is why we do everything in our power to make the whole process a lot easier for you. We would be happy to answer any questions or queries you might have, so please leave a comment in our contact box and we'll respond with all the answers you need.
When faced with mortgage arrears, our professional team can assist you. You can borrow up to 75% with an unlimited mortgage, secured and unsecured payments. This is based on the fact that you haven't missed any payments within the past 12 months and any that you have missed before that are now paid and up to date. There are two types of categories that arrearage fall into and they are both treated differently. The two different types are secured and unsecured.
Unsecured refers to when a payment is late or missed. These are usually from a credit card or car loan. They are not secured on your property and are counted when a credit score is carried out on you from the lender. The score that you get will decide the interest rate that the lender will charge. Obviously low scores will have higher interest rates. If too low, a lender could decline you.
Secured loans are slightly different. These refer to a loan that is secured on a property like a mortgage or 2nd charge. When it comes to these lenders will look at your payment history. If you've missed the odd payment on a credit card, lenders may accept this; however it is not a good start to miss payments with current lenders, as you will need to impress new lenders.
When thinking about mortgages paid in arrears, you might generally have one missed or late payment within the last 12 months; however more than 3 missed in the last 3 years up to 85% loan value will not be accepted. In some cases you may be struggling to get lenders when in arrearage, because of serious things. You could have missed or late payments due to illness or redundancy. Many people will neglect to think about such things, however our team have a number of relationships with local lenders who might still consider you for mortgages despite these late or missed payments. We can also offer help to get you a mortgage if your missed payments were only for a small amount of time with good credit before and after.
If you wish to speak to a member of our expert team about what we can do to assist you, please fill out our enquiry form now and we'll reply with more details and expert advice.
An arrear is basically money that is owed that should have been paid earlier. It is basically the legal term for part of a debt which is overdue. This is generally due to missing one or more payments that were required. When in arrearage it may be difficult to receive a loan, as many lenders will not offer money to those who have arrearage.
For more information on what an arrear is, please complete the contact box that is provided. Our experts will be happy to offer advice to any concerns you may have, so please get in touch now for our expert advice.
If you're looking for loan arrears management nearby you or in surrounding areas, our experts can be of assistance. We are specialist debt management plan mortgage brokers in the UK and can help with a number of individuals struggling with arrearage. If you're on a DMP you may be concerned how this can affect the application of your mortgage. However if you take action to pay off your existing debts, you will find that it is possible to apply for a new mortgage.
We are specialists when it comes to securing mortgages for individuals who are in debt. As a professional team, we can assist you when preparing your application, reduce the impact of your DMP and secure finance which is needed when purchasing your new house. If this is something you would like to progress with, please complete our contact form now and we'll get right back to you with help and information.
We offer mortgage arrears help closest to you and all across the UK. We have plenty of experience in the industry, having helped many people for a good number of years. Since we have so many success stories, you might want to give our firm a try. It is simple to speak to us, all you need to do is fill in our enquiry box and we'll provide arrears support and assist you to get a mortgage!
We would be happy to answer any questions or queries you may have regarding arrears support and how we can help you, so please do not hesitate to contact us. Simply fill in the contact form provided and we will get back to you as soon as possible. Our professionals aim to respond to our clients at the very earliest opportunity to ensure we provide excellent customer service. Contact us today and you will be sure to receive a response soon!